Coinbase and Better Mortgage Announce General Availability of Bitcoin-Backed Mortgages 

Bitcoin Magazine Coinbase and Better Mortgage Announce General Availability of Bitcoin-Backed Mortgages  Coinbase and Nasdaq-listed Better Mortgage have announced the availability of Bitcoin-backed mortgages for Americans.  The crypto exchange and lender said Wednesday that the service was designed in accordance with the Federal National Mortgage Association, or Fannie Mae.  Coinbase and Better announced the funding of the first Bitcoin-backed mortgage in June.

The service now hopes to cater to younger wannabe homeowners who have Bitcoin holdings.  JUST IN: Coinbase announces the expansion of their Bitcoin-backed mortgages "Borrowers in the US can now use Bitcoin as collateral for a down payment – without having to sell it or face margin calls." pic.twitter.com/PXNojVSVrl— Bitcoin Magazine (@BitcoinMagazine) August 26, 2026 “In 2025, high interest rates, record home prices, and limited inventory pushed the median age of a first-time homebuyer to 40,” Chief Technology Officer at Better Mortgage, Ziggy Jonsson, said.  “Coinbase counts millions of monthly users worldwide, and by allowing Coinbase One members to pledge crypto as collateral without selling their holdings, we’re opening a new path toward homeownership for a generation of borrowers whose wealth increasingly lives onchain.” Ben Shen, head of financial services and loyalty products at Coinbase, added: “By enabling borrowers to pledge their digital assets in the mortgage underwriting process, we are allowing crypto to be more useful and...