Former Ripple CTO Makes Surprising XRP Prediction

David Schwartz, the longtime architect of the XRP Ledger and Ripple’s Chief Technology Officer emeritus, said publicly this week that XRP could one day overtake Bitcoin by market capitalization.

Speaking during a recent X Spaces discussion, Schwartz answered a direct question about whether such a “flippening” was possible. “Yeah, I do,” he replied, adding a key caveat.

Angie asked "David in your humble opinion, do you believe XRP could actually flip Bitcoin?" pic.twitter.com/InhjVrM6Gv— Vet (@Vet_X0) September 9, 2026 Follow us on X to get the latest news as it happens.

Why Schwartz Thinks Growth, Not Collapse, Could Do It It wouldn’t happen from Bitcoin shrinking, Schwartz said. It would happen from XRP growing faster than Bitcoin.