Visa Survey Finds US Stablecoin Interest Jumps to 56% With Bank-Style Safeguards

More than half of Americans would use stablecoins if they came with bank-level fraud protection and deposit insurance, Visa said in a study released on Wednesday. The numbers were 36% without those safeguards and 56% with them.

Those safeguards were hypothetical, and Visa’s release notes that no stablecoin carries deposit insurance today. The same scenario lifted intent to 74% in Latin America.

Fraud Shapes the Remittance Findings The report, Money Travels 2026, draws on a Morning Consult survey of 2,192 U.S. adults run from February 24 to March 2. The full survey covers 45,445 people across 20 markets and is built around remittances.

Nearly two-thirds of Americans (64%) said trust in a payment method depends more on who offers it than on the technology. Willingness to use stablecoins rose to 45% when an existing financial provider offered them.