XRP Price Prediction: Can Ripple Extend Its Biggest Rally Since 2020?

XRP price trades at $1.18 as of this writing, up 18% on the day in a follow-through move that’s keeping the “biggest rally prediction since 2020” narrative alive.

But there’s a catch most headlines are skipping over, and it involves where the smart money actually went.The token jumped 10% on August 19, beating Bitcoin’s 7% gain and finishing third among the eight largest coins during a record-wide short squeeze.

Based on XRP’s 180-day correlation with Bitcoin, the move should have produced 6.57% upside, but it delivered 3.83 points more than that. It is a real outperformance, not just a beta ride. Ripple is about to flip the switch! HODL $XRP!!

pic.twitter.com/Y4rY8qfBov— BULL RUN WONKA XRP (@WillyWonkaXRP) August 19, 2026 However, spot ETF flows tell a different story: Bitcoin funds pulled in $517 million that day, nearly triple the prior pace, while XRP’s institutional pipes stayed comparatively quiet.This gap in retail momentum without matching institutional confirmation sets up the next question.